Three simple steps
1. fill your cart
Select Affirm at checkout, then enter a few quick details for an instant decision.
2. choose how to pay
Pick the monthly plan that works for your budget. You'll see the full cost upfront with no hidden fees.
3. Pay over time
Make payments through Affirm’s website or app. You’ll get helpful reminders along the way.
Buy With Confidence
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
Transparent
See the full cost upfront. The total never increases.
Flexible
Choose a payment plan that fits your budget.
Fair
No late fees or hidden charges. Ever.
Rates from {0–36% APR} {10–36% APR}. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
Frequently Asked Questions
Can I pay off my purchase early?
Yes, there’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before paymentsare due.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process
with the store.
Does checking my eligibility affect my credit?
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit
bureaus.
You can find more information on Affirm's Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps
Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.